The World’s First Fourth-Generation Credit Card Core System Upgrading Project for a Joint-Stock Bank
The bank originally used a traditional closed system which could not meet the rapidly changing market and differentiated service requirements, and could not meet the continuous growth needs of the bank.
The World’s First Fourth-Generation Credit Card Core System Upgrading Project for a Joint-Stock Bank
The bank originally used a traditional closed system which could not meet the rapidly changing market and differentiated service requirements, and could not meet the continuous growth needs of the bank.
Target Demands
Business objective: To achieve multi-modal support for credit card, personal loan, intermediary service and deposit, realize the 100-million level in terms of amount of card issued and transactions and transform the operation model from self-operation to self-operation + third-party operation
Technical objective: To achieve an open and extensible platform based on the bank’s existing system, quickly respond to large-scale business growth, and upgrade to a data-driven, decision-oriented credit card core system
Management objective: To meet the national information security requirements and create a high-availability, low-cost, massive, and intelligence credit card system with the latest Internet technology.
Target Demands
Business objective: To achieve multi-modal support for credit card, personal loan, intermediary service and deposit, realize the 100-million level in terms of amount of card issued and transactions and transform the operation model from self-operation to self-operation + third-party operation
Technical objective: To achieve an open and extensible platform based on the bank’s existing system, quickly respond to large-scale business growth, and upgrade to a data-driven, decision-oriented credit card core system
Management objective: To meet the national information security requirements and create a high-availability, low-cost, massive, and intelligence credit card system with the latest Internet technology.
Solutions
The overall solution of AnyTXN product- Rivere’s fourth-generation credit card core system was used.
The transaction account was creatively used as the basic unit of account processing.
Solutions
The overall solution of AnyTXN product- Rivere’s fourth-generation credit card core system was used.
The transaction account was creatively used as the basic unit of account processing.
Value and Significance
The IOE take-off and cloud upgrading of credit card system were comprehensively achieved to fully meet national information security requirements.
A highly open and scalable elastic architecture was built to greatly improve the agility of IT response to business needs.
The newly constructed transaction-level account system laid the framework foundation for quickly and flexibly responding to market changes in business and provide scene-based financial services.
Value and Significance
The IOE take-off and cloud upgrading of credit card system were comprehensively achieved to fully meet national information security requirements.
A highly open and scalable elastic architecture was built to greatly improve the agility of IT response to business needs.
The newly constructed transaction-level account system laid the framework foundation for quickly and flexibly responding to market changes in business and provide scene-based financial services.
